Option Guarantee
Insurance · UK
Insurance Solutions

Specialist policies for international risk

Five purpose-built protections designed by specialists in cross-border finance, digital assets, and global investment.

Online Remittance Risk Policy

Comprehensive protection against risks associated with international money transfers, delayed transactions, failed remittances, and transfer-related financial losses for individuals and institutions.

Coverage highlights
  • Failed or delayed international transfers
  • Intermediary bank failures
  • Compliance and freeze events
  • Currency conversion losses
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Cryptocurrency Risk Policy

Insurance coverage purpose-built for cryptocurrency investors, traders, exchanges, and digital asset holders against eligible financial risks including custody loss, smart contract failure, and exchange insolvency.

Coverage highlights
  • Hot and cold wallet theft
  • Exchange insolvency or hack
  • Smart contract exploit losses
  • Private key loss events
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International Loans Risk Policy

Protection for lenders and investors involved in international lending transactions and cross-border financing arrangements, mitigating sovereign, counterparty, and conversion risks.

Coverage highlights
  • Borrower default
  • Sovereign and political risk
  • Currency transfer restrictions
  • Loan documentation disputes
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International Bank Exchange Risk Policy

Protection against foreign exchange fluctuations, currency volatility, and international banking transaction risks for corporates and financial institutions operating across multiple currencies.

Coverage highlights
  • Adverse FX movement losses
  • Correspondent bank failure
  • Settlement timing risk
  • Sanctions-related freezes
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Investment Risk Policy

Comprehensive protection solutions for investors and businesses managing domestic and international investment portfolios across equities, alternatives, and structured products.

Coverage highlights
  • Capital impairment events
  • Counterparty default
  • Custodian failure
  • Mark-to-market drawdown floors
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Policy comparison

A snapshot of capacity, settlement speed, and target segments.

PolicyCapacitySettlementBest for
RemittanceUp to £5M / transaction5–10 daysMSBs, PSPs, corporates
CryptocurrencyUp to £25M / wallet7–14 daysExchanges, DAOs, HNWIs
International LoansUp to £100M / facility10–30 daysCredit funds, banks
Bank Exchange (FX)Up to £50M notionalDaily MTMTreasuries, importers
Investment£250K – £50MEvent-basedFamily offices, institutions